• Borrowers must meet the eligibility requirements for the Keystone Home Loan program
• Minimum FICO score of 660
• No first-time homebuyer requirements
• Based on Qualifying Income, not Household income
• Maximum financing is required
• Funds may be used toward down payment and/or closing costs
• Borrowers must have a minimum contribution per PHFA guidelines
• Homebuyer education must be completed through one of PHFA's approved counseling agencies