The Pennsylvania Housing Finance Agency (PHFA or the Agency) offers home purchase loans with competitive interest rates and lower fees.
• A forgivable second loan of 5% of the lesser of the purchase price or appraised value with no maximum dollar limit.• Forgiven 10% a yar over a 10-yead period
• Borrowers must meet the eligibility requirements for the Keystone Home Loan program• Minimum FICO score of 660• No first-time homebuyer requirements• Based on Qualifying Income, not Household income• Maximum financing is required• Funds may be used toward down payment and/or closing costs• Borrowers must have a minimum contribution per PHFA guidelines• Homebuyer education must be completed through one of PHFA's approved counseling agencies
MONICA PALATANOLoan Originator NMLS #121108First Priority Mortgage720 Fayette StreetConshohocken, PA 194286103485235Midpenbank.com
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